About the founder
Built for better banking.
I'm Joshua Herman, founder of Lint Money, CU Wire Data, and The Credit Union Wire, and Founder & CEO of CU WealthNext. I'm a former NCUA examiner who's spent years around credit unions, fintech, regulation, data, and the way money shows up in ordinary life.
CU WealthNext is a credit-union wealthtech holding company. We invest in and build modern wealth, retirement, estate, and financial planning tools so credit unions can keep serving members as their financial lives get more complicated.
CU Wire Data is my operating desk for understanding financial institutions from public records, filings, market movement, and the numbers underneath the story. Lint is that same instinct turned toward the consumer side: less dashboard, more permission.
We aren't a bank. We're the $20 you found in your pocket.
Why Lint
Your main account already has enough jobs.
Lint is a named sub-account for money that's ready to enjoy. Auto transfers, round-ups, and found cash can grow it. When it's there, you can use it.
My work tends to live where financial products, incentives, and human behavior meet. Lint isn't trying to make people perfect with money. It's trying to make a small part of money feel less noisy.
Lint works through banks and credit unions. They run the account and card program; Lint gives it a name, card art, and a member story worth choosing.
Talk to Lint
Bring Lint to your FI.
Members, banks, credit unions, and investors can start here.