I want small purchases to feel less loaded.
Join the first manual test and try Lint as a tiny weekly ritual before any bank connection exists.
Join the beta listEarly product preview
Lint Money
Money you are allowed to spend.
Set aside a little for coffee, snacks, movies, and impulse buys. Fund it with round-ups or cash you choose to move over. Lint gives that money a name and a boundary so you can spend it without second-guessing the rest of your budget.
We aren't a bank. We're the $20 you found in your pocket.
Round-ups or set-aside cash. A branded card when the rail is ready.
Choose your path
Different people should land in different conversations.
Wellness people want.
Create a named Lint Money account for coffee, movies, and the small stuff. Fund it with debit round-ups or set-aside cash, then attach a branded card.
Talk about a pilotI want to fund the first real beta.
Back a narrow consumer-finance wedge while it is still cheap to learn from behavior.
Start the conversationThe wedge
Most money apps track guilt after the fact.
Lint starts with permission. It gives everyday spending a small, visible boundary so a coffee or a movie does not feel like it is secretly competing with rent, savings, or the rest of real life.
The first version is deliberately light: a weekly amount, a few rules for what counts, and one number that answers the question: can I enjoy this right now?
How it works
A tiny ritual for everyday spending.
Choose your weekly Lint.
Pick an amount you can enjoy without second-guessing.
Decide what counts.
Coffee, snacks, eating out, games, movies, shopping, or whatever small stuff needs a boundary.
Check what is left.
Log purchases manually at first. Connect cards later only if automatic tracking proves useful.
What we are testing
No fake traction. Just the next useful proof.
25
people in a manual beta
2 weeks
to see whether the ritual sticks
1
bank or credit union pilot partner
$3-$5
subscription willingness to test
Product direction
One number. Gentle signals. No finance theater.
Lint is not another PFM. It is a named spending boundary that can live in a set-aside account and be funded by round-ups from the debit card people already use.
Today
You have
$18.40
left from a $40 weekly Lint
$31.60
spent
3 days
until fresh Lint
Corner CoffeeLogged
Movie night$4.40 after
Product category
Lint is a set-aside spending account, optionally funded by round-ups.
Round-ups are one way to fund it. The deeper idea is simpler: give people a small, named pool of money they are allowed to spend on the everyday stuff that usually comes with guilt.
Round-ups or set-aside cashSmall debit-card round-ups can feed it, or people can move over an amount they choose.
Named Lint Money accountThe FI can hold the funds in a dedicated bucket, share, sub-account, or ledger code.
Branded Lint cardMembers spend from the Lint balance, giving the card a clear job and a clear boundary.
Lint owns the ritualRules, weekly limits, signals, onboarding, and the member-facing experience belong to Lint.
Beta shape
Built to prove the ritual before the rails.
Manual first
People should feel the value in a week without connecting a bank.
Optional automation
Round-ups can come later; they are a funding mechanism, not the product by themselves.
Credit union ready
The pilot can live in an FI-held Lint Money account with a branded card attached.
Work with us
Help prove a calmer way to spend.
Lint is looking for the right early partners: a bank or credit union that wants to test a named spending account and card with members, and investors who want to fund the first real beta.
Pilot Lint with members or employees.
Run a lightweight discretionary-spending pilot that starts with a clear member need, then grows into FI-held funds, debit round-ups, and a branded card if the behavior earns it.
Talk about a pilotFund the first behavior-tested beta.
Back a narrow consumer-finance wedge before it becomes a capital-heavy card product. The first raise is for product, research, compliance scoping, and distribution experiments.
Start an investor conversationEarly access
Try Lint before it becomes bigger than it needs to be.
Join the list for the first manual beta, product notes, and a short user test around small-purchase guilt.